Custom fintech platforms & products
From MVP to scale, with multi-tenancy, reliability and security designed in from day one.
Fintech and financial software development
For companies handling sensitive data and heavy transaction and document volumes. A Dutch-founded, ISO 27001-certified, GDPR-compliant EU partner that combines strict security with an AI-agentic SDLC — speed and safety, not one at the cost of the other.
- 20+ yrs Of delivery from the EU
- 2–4 wks From scoping call to a team
- 150+ Professionals across Europe
- 10+ yrs Average client relationship
Certified & recognised
ISO 27001
Information security
GDPR
Compliant
Reviewed on
Clutch
4.7 · 7 verified reviews
DesignRush
Listed agency
TechBehemoths
Top company
What we build for financial products
Finance & document automation
AI agents that process invoices, statements and financial documents, cutting manual reconciliation.
Secure integrations & data engineering
Connect banking, payment, accounting and ERP systems with clean, auditable data flows.
AI agents under governance
Agents that act inside your systems with human review — not prompt-and-hope.
Legacy modernisation
Modernise core financial systems in slices, without disrupting service.
Dedicated EU engineering teams
Senior engineers under ISO 27001 processes, with the code and IP owned by you.
Why Bintime for fintech
Speed and security, together
ISO 27001, GDPR and EU contracting on top of an AI SDLC that ships in weeks, not months.
You own the code and the IP
EU-based delivery, NDA before any detail is shared, no lock-in.
AI you can put in front of auditors
Agents execute under engineer specs and review; nothing ships unreviewed.
MVP to scale, then stay
Multi-tenant products built to last, run and extended over a 10+ year average relationship.
Start with a free audit scan on your operation.
A 30-minute call. Tell us what’s stuck — we’ll tell you exactly what team and model solves it, and how fast they can start.
ISO 27001 certified · GDPR compliant
How we work: audit, 30-day pilot, then scale
Client reviews
Seven verified reviews on Clutch (4.7 average), with profiles on DesignRush and TechBehemoths. Relationships average 10+ years.
Other industries we build for
Data-heavy operations with messy product data, many SKUs and deep ERP integration — that’s where we’re strongest.
Ecommerce & Retail
Shop platforms, PIM, marketplace feeds and the catalogue work behind them.
Logistics & Supply Chain
WMS and TMS extensions, carrier integrations and shipment visibility.
B2B Distribution
Dealer portals, pricing logic, ERP extensions and product syndication.
Manufacturing
Product data, MES-adjacent tooling and the integrations between plant systems and commercial platforms.
Energy & Utilities
Monitoring, reporting and compliance systems, including EPREL energy-label data.
Fintech software development — FAQ
Is our data and IP safe with you?
Yes. Delivery is EU-based under ISO 27001-certified, GDPR-compliant processes; you own the code and IP, and we sign an NDA before any detail is shared.
Can you build with AI without adding risk?
Yes. AI agents execute under our engineers’ specs and review; nothing ships unreviewed.
Can you take a product from MVP to scale?
Yes. We build multi-tenant products with reliability and security from day one, and stay to run and extend them.
How much does fintech software development cost?
A standing team of senior EU engineers costs 30–50% less than equivalent EU in-house. Contained scopes — an MVP, a document-automation pilot, a banking integration — are quoted after a free scoping call, with an indicative price within one business day.
Do you integrate with banking, payment and accounting systems?
Yes. Secure integrations with banking, payment, accounting and ERP systems, with clean, auditable data flows and monitoring around them.
How do you handle compliance and audit requirements?
Delivery runs under ISO 27001-certified, GDPR-compliant processes with EU contracting. Systems are built with logging, access control and audit trails from the start, so reviews do not become retrofits.
Can you automate invoice and financial document processing?
Yes. AI agents extract, validate and reconcile invoices, statements and financial documents under engineer specs and human review.
How fast can a team start?
Usually two to four weeks after the scoping call, starting with a 30-day pilot on one contained process.
Tell us what’s stuck in your fintech operation.
We reply within one business day with a team spec, the model that fits, and an indicative price. NDA on request.
- A reply within one business day, NDA on request
- Senior EU engineers — you own the code and the IP
- Start with a free scoping call or a 30-day pilot
ISO 27001 certified · GDPR compliant · 150+ professionals · 20+ years
Start here
We reply within one business day.
Thank you
We received your request and will reply within one business day.
“We have been working with Bintime for more than 15 years. They are dedicated and will always help to find a solution for our wishes and problems.”